Workers’ compensation is the payment (usually by your employer’s workers’ compensation carrier) of three separate benefits when work either causes or worsens a medical condition.
Temporary Disability Benefits – are tax-free weekly benefits representing 70% of your gross weekly wage, payable up to 400 weeks. These benefits are payable while you are temporarily unable to work because of a work-related medical condition and under active medical treatment.
Medical Treatment – all reasonable and necessary medical charges to treat your work-related medical condition are payable by the workers’ compensation insurance carrier. The carrier has the initial right to authorize specific physicians who are competent to treat your condition. If a problem arises concerning the medical treatment you require, you have the right to make an application to a Judge of Workers’ Compensation. With our assistance, we can work with you and the Judge for a determination as to what, if any, additional compensable medical treatment you require.
Permanent Partial Disability – is additional compensation which is payable to you, if after your completion of compensable medical treatment, you have a measurable loss of physical function proven by “demonstrable objective medical evidence.” This benefit can be payable to you even if you are able to return to work and have made an excellent recovery.
In order to obtain the full benefits permitted by law you should be represented by a competent and experienced workers’ compensation settlement attorney.