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If I File a WEAR and TEAR Workers’ Compensation Claim, Will I Have to Quit My Job?

Home > If I File a WEAR and TEAR Workers’ Compensation Claim, Will I Have to Quit My Job?
Oct 10, 2026 | Petro Cohen | Read Time: 4 minutes

Some Work-Related Injuries Are Sudden

When many New Jersey workers hear the term “work-related injury,” they naturally contemplate a sudden, traumatic incident: falling from a ladder, cutting a finger with a circular saw, or the sudden flare up of pain in the low back from lifting a heavy object. Indeed, those sorts of injuries are all too common. They are also generally compensable under New Jersey’s workers’ compensation law.

Wear and tear injuries can develop gradually over months or years of repetitive work, affecting your neck, back, shoulders, hands, or other parts of your body — understanding your workers’ compensation rights and seeking proper medical and legal guidance can help you pursue benefits while potentially continuing to work.

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Other Injuries Can Take Years to Become Evident

But there’s another type of injury, one that cannot be so easily identified or isolated to a particular time or occurrence. It’s the sort of WEAR and TEAR that occurs in the body (particularly the low back, neck or shoulders) of a cocktail server or banquet attendant who labors for years in an Atlantic City casino. Lifting heavy trays, slowly putting them down: no single movement causes significant damage to the worker; it’s the accumulation of thousands of movements over time that does the damage.

It may develop over the course of numerous months or years, but it’s the sort of slow, gradual, but very real trauma to the wrists and hands of a secretary or data entry person who labors at a desk each day. It’s the sort of consistent, pounding, micro-trauma felt in the body of a heavy machinery operator who works at construction projects. The effect that these sorts of gradual injuries can have on the body is every bit as real, every bit as debilitating, as the sudden, visible, forceful trauma experienced in a traumatic accident.

WEAR and TEAR Injuries: Mostly a Modern Phenomenon

More than a century ago, when workers’ compensation acts were first being passed in Trenton and other state capitals, the American workplace was significantly different than it is today. Men then vastly outnumbered women in the public workforce (most women worked in the home), and a majority of workers earned wages either on the farm or in factories.

Another difference: then, due to the nature of the work, most injuries were traumatic: broken limbs, cuts, and other visible wounds. Now, many injuries slowly develop over many years. Today, the office, construction, or service worker can be subjected to thousands, even millions, of “mini-traumas” and repetitive movements, as they bang away at computer keyboards or jackhammers, or even deal cards in a casino. Others deal with constant vibration as they operate heavy machinery. All too many injuries these days are of the WEAR and TEAR sort. No single moment in time can be pinpointed to identify the actual harm.

The Adjuster Will Likely Deny Your Claim

The trouble is, if you talk to an insurance adjuster about a gradual, WEAR and TEAR injury, you may quickly be shrugged off. He or she will say something like, “We can’t pay a claim like that; it’s just part of the ordinary aging process.” The adjuster may even point you to a New Jersey statute, N.J.S.A. 34:15-31, which provides, in part, that “deterioration of a tissue, organ or part of the body … due to the natural aging process thereof is not compensable”.

You think to yourself, “Wait a minute, over time, the piece of heavy equipment wears out and the employer has to pay to replace it. Why shouldn’t the same rules apply to the worker who gets worn out through years of diligent, loyal service?”

Many WEAR and TEAR Injury Claims Can Be Successful

The good news is that, in many cases, a diligent worker who has devoted years, or even months to an employer, or to an industry under a number of employers, can recover workers’ compensation benefits, including medical care, for the slow, insidious, WEAR and TEAR to a spine, to hands, or to some other part of the body

WEAR and TEAR Injuries: Are They Consistent With Continued Employment?

One bit of good news related to WEAR and TEAR injuries: they are not necessarily inconsistent with continued employment. In other words, if you have developed one of these gradual sorts of injuries, you may be able to continue to work.

Worried About Your Wear and Tear Work Injury?
You may qualify for workers’ compensation benefits without leaving your job. Contact Petro Cohen today for a free consultation.

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Physician’s Advice is Important

A lot depends upon your doctor’s advice. If your doctor indicates that continued work would be harmful, then you run a risk when not following his or her advice. In fact, if your doctor takes you off work, ignoring that advice could have significant negative impact on any workers’ compensation claim that you might file.

On the other hand, if you are cleared by your doctor to work, even if you have to work with some pain, then it may be that your employment days are not over.

Lost Time From Work is NOT a Requirement for Recovering Permanent Impairment Benefits

Bear in mind that, even if you do not lose time from work, you are entitled to all appropriate medical treatment for your condition, and you may even be entitled to permanent partial disability if you have sufficient “demonstrable objective medical evidence” of any loss of physical function. Many workers, even many attorneys, don’t realize that an employer’s liability for the payment of permanent loss of function benefits is not dependent upon payment of temporary disability benefits.

Employer Might Be Required to Accommodate Your Limitations

Understand also that, under the Americans With Disabilities Act, the employer may be required to provide you with some sort of accommodation for your disability. You should certainly explore this possibility, if your physician feels that accommodation would be helpful.

You Work Hard; Now Let Us Work Hard For You!

If you have suffered a gradual, WEAR and TEAR injury from your workplace activities, you may well have a valid workers’ compensation claim for your injuries. While these sorts of gradual or repetitive trauma claims are not always easy to establish, at Petro Cohen, we have both the skill and experience required to get the best result possible. We have helped many hard-working folks just like you.

Call or contact Petro Cohen for a free consultation. Talk with a hard-working New Jersey workers’ compensation lawyer to find out how to recover money to pay for your medical treatment, physical therapy, and lost earnings. We can be reached by phone at 888-675-7607 or complete our online form. We look forward to discussing your situation with you.

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