Get the Compensation You Deserve From Trusted New Jersey Car Accident Lawyers
People who have been injured in an auto accident may consider seeking legal counsel to pursue a claim against the appropriate party and hold him or her liable for the damages caused. Car, truck, and motorcycle accidents encompass various situations, such as reckless driving, negligence, rear-end collisions, side-impact collisions, multiple-car wrecks, sideswipe crashes, rollovers, head-on collisions, and driving while under the influence of drugs or alcohol. In recent years, more and more frequent accidents occur due to distracted driving, such as driving while texting, talking on the phone, or eating.
The New Jersey car accident lawyers at Petro Cohen, P.C. provide free consultations to accident victims who feel as though they may have a valid auto accident claim and will help you learn more about your legal rights. Contact us today.
I was referred by my best friend to meet with Susan Petro after a very small car accident that happened during the holidays. This was the first time I hired a lawyer and it couldn’t have been more easy as I called in and was quickly asked to come in. As small as my case was, Susan treated me like an individual with respect for me and my accident. Not only did she take care of every single detail to the point where I felt like I did nothing, she also was able to settle my case within months.
“As a first time car injury individual who needed a lawyer, I can confidently say that I would hire her [Susan Petro] again.”
I felt so comfortable working with her that I brought my own mother to help with a horrible car accident involving brain injury that happened a year prior.She has gone above and beyond for me and my family and now my mother is getting her case settled as well. This was a simple, stress-free, fast and no BS kind of place. As a first time car injury individual who needed a lawyer, I can confidently say that I would hire her again.
New Jersey Auto Insurance – Know Before You Buy
Auto insurance is mandatory in the state of New Jersey. However, the type and cost of coverage fluctuate considerably. It is important to understand that auto insurance companies do not necessarily want you to know what it means to be properly and adequately covered. They want to entice you by offering lower prices…but, remember the old adage: You get what you pay for. Purchasing the right type and the right amount of insurance coverage for you and your family requires you to be an informed consumer. It is true that the absolute minimum coverage required by law will cost you less. But, if you are involved in an accident, you could find that you are not adequately covered and this could lead to you becoming personally liable for damages and medical bills. To find out if you are properly covered, contact an NJ auto accident lawyer.
Auto Policy Benefits – All too many times, we work with clients who have been seriously injured in an automobile accident, only to learn that they did not have adequate auto insurance coverage. That is why we urge our clients to take the time NOW to learn about automobile insurance policy coverage options and terms and to carefully consider what coverage would make the most sense for their personal scenario.
When you are buying new automobile insurance, you are required to fill out a Coverage Selection Form. Similarly, when you are renewing your automobile insurance policy, you will likely receive a Coverage Selection Form in the mail or via e-mail. Whether purchasing a new policy or renewing an existing policy, be sure to take the time to read the Coverage Form and supporting documentation closely. It is equally important to understand your benefits as well as the limitations of your policy.
Liability Coverage – Liability insurance protects your property in the event that a claim is made against you. In New Jersey, there is a minimum amount of liability insurance required by motorists. If a claim that exceeds your coverage amount is brought against you, the claimant can go after your personal assets. For this reason, we urge people to pay a little more and get better coverage.
Personal Injury Protection (PIP) Coverage – Personal Injury Protection Coverage, commonly referred to as PIP, covers medical expenses, which can get very high, very fast. When asked who pays the medical bills in the event of an accident, most people believe it is the other party’s insurance. This is not correct – regardless of whose fault the accident is, your insurance covers your medical bills (this is part of New Jersey’s no-fault system). Since this is the case, it is important that motorists do not simply choose the lowest possible coverage.
Uninsured/Underinsured Motorist Coverage – The Uninsured Motorist/Underinsured Motorist coverage protects motorists in the event of an accident with a person who does not carry adequate insurance. A minimum amount of Uninsured Motorist/Underinsured Motorist coverage is required by law. Most insurance companies will simply add this to a policy regardless of whether or not the amount is sufficient for your needs. It is strongly recommended that motorists purchase more than the minimum coverage. Your uninsured/underinsured coverage should be equal to your liability limits.
Verbal or Lawsuit Threshold – One of the most important insurance options to be aware of is called the Verbal or Limitation on Lawsuit Threshold option. Choosing this type of coverage limits your ability to bring suit for injuries sustained in an auto accident. In order to maintain your full rights to sue, you need to choose the Zero Threshold option. The Verbal Threshold is less expensive. For this reason, many people buy it without considering other options.
These are just a few of the facts motorists should know about their automobile insurance policy. For more information regarding your individual situation and insurance needs, call our offices to speak with one of our experienced New Jersey auto accident lawyers.
Common Causes of Car Accidents
There are infinite possible causes for a car accident. New Jersey’s dense population and mix of cities, suburbs, and rural areas, can increase car accidents in specific categories.
Some common causes of NJ car accidents include:
- Driver negligence, including driving while intoxicated, texting or talking on the phone while behind the wheel, and ignoring traffic signals;
- Inclement weather (e.g., flooded, snow or ice-covered streets);
- Poor road conditions (e.g., untreated potholes, uneven pavement);
- Road rage and aggressive driving;
- Following too closely,
- Mechanical failures, including brake, engine, and light failures; and
- Manufacturing defects (e.g., defective car parts).
If you suspect your accident resulted from another driver’s negligence, you might be entitled to compensation. The best way to know if you have a valid claim after a car wreck is to speak with a qualified auto accident lawyer in New Jersey.
Tips for Safe Driving
Although vehicular accidents inevitably occur, there are ways to improve your chances of avoiding accidents. Here is a list of the Top 10 Safe Driving Tips from CrashTest.org to help you navigate free from injuries.
1. Don’t drink and drive.
2. Don’t text and drive.
3. Don’t speed when driving.
4. Always wear your seat belt.
5. Take extra precautions when driving under bad weather.
6. Practice defensive driving.
7. Keep your vehicle in top condition at all times.
8. Avoid distractions.
9. Avoid driving when drowsy.
10. Maintain distance at all times with the vehicle ahead
11. Anticipate what could be happening ahead of you when driving.
For more information, visit http://www.crashtest.org/top-10-safe-driving-tips/
You may also want to consider taking a Defensive Driving or Driver Safety Course, many of which are now offered online for a nominal fee. Many insurance companies now offer substantial multi-year discounts to their customers who take these refresher courses. Most importantly, the courses teach evidence-based strategies to help keep you safe behind the wheel.
Car Accidents Can Cause Catastrophic Injuries
Although most drivers involved in minor accidents or fender benders rarely take these claims to court, those who have suffered from severe or life-threatening injuries should consider working with an attorney. A skilled New Jersey car accident attorney can help to increase the maximum compensation to which an accident victim may be entitled beyond that which is provided by the insurance company.
In most cases, in order to pursue a claim the victim of a car accident must have suffered a serious injury including the following:
- Death
- Dismemberment
- Significant disfigurement or significant scarring
- A displaced fracture
- Loss of a fetus
- A permanent injury to a body part or organ which has not healed to function normally and will not heal to function normally with further medical treatment.
Most injury claims based on injuries sustained in car crash accidents will be based on negligence, or the other party’s failure or neglect to exercise a reasonable standard of care while operating a vehicle or while using common roads. However, if it is apparent that a defect in the vehicle caused the incident, the accident victim may also have a valid lawsuit against the manufacturer of the part or of the vehicle itself. In some instances, the manufacturer may be held liable, regardless of negligence, for injuries sustained due to faulty design, manufacturing, or labeling. Others may also be responsible in some cases because of faulty design, maintenance, or construction of roads.
Do I automatically lose if the accident was partly my fault?
How likely is it that my case will go to trial?
The police report contains factual errors. How can I correct it?
What is a deposition?
What is the statute of limitations for a New Jersey auto accident claim?
Steps You Should Take Following a Car Accident
Car accidents are almost always unexpected. It is normal to be shocked and confused immediately after a wreck. Familiarizing yourself with these seven steps you could and should take afterward can help ease your anxiety.
Ensure Your Safety
Check yourself and others involved for injuries. Call 911 immediately if needed. Also, call and request a police response to get an accident report.
Secure the Scene
To prevent further accidents, turn on hazard lights and set up flares (if available). Ensure no one removes anything from the scene.
Exchange Information
Collect the contact information and insurance details from all involved drivers and witnesses if you can. Obtaining this information now can make filing a claim easier later.
Document Everything
Take pictures of the accident scene, vehicle damage, and visible injuries. Note weather conditions, date, and time. Also, note any surrounding traffic cameras or video surveillance.
Seek Medical Attention
Even if you feel okay, you should still get checked by a doctor to identify any potential underlying injuries. The shock and adrenaline from the crash can often mask pain and injuries. It may not be until later that you realize how hurt you are. Sometimes, what may seem like a minor injury can manifest into something much more severe if left untreated.
Avoid Social Media
An often overlooked step or tip to follow after a car accident is to avoid social media. It is important to avoid posting about the accident or your injuries on your Facebook, Instagram, or other social media platforms. It may seem harmless, but a comment, picture, or video can seriously hurt your claim later. Insurance companies will look into your social media presence and use what you post against you. For instance, if you suffer a significant back injury but post a video of yourself skiing at Mountain Creek, the insurance carrier will deny or depreciate your claim.
Get an Attorney
Finally, consult an experienced New Jersey car accident lawyer to discuss your legal options. After a car accident, you will undoubtedly have a lot on your plate, including missing work, mounting medical expenses, and being unable to participate in daily activities you used to. Your focus should be on your recovery and healing from your injury, not dealing with the nuances of an insurance claim or personal injury lawsuit. Leave that to us.
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Understanding New Jersey Car Accident Laws
New Jersey follows a comparative negligence system for car accidents. Under this system, you may receive a reduction in your compensation based on your contribution to the accident. For instance, if you’re deemed 20% at fault, your total award may be reduced by 20%. However, if you are more than 50% at fault, you will not be able to recover any compensation.
It’s essential to understand other crucial New Jersey car accident laws:
● No-fault insurance. New Jersey is a mandatory no-fault insurance state. Under this system, your personal injury protection (PIP) coverage will pay for medical bills and lost wages, regardless of who caused the accident, up to a specific limit.
● Statute of limitations. Generally, you have two years from the date of the accident to file a lawsuit for personal injury damages.
It is important to note that these are simplified explanations. Consulting with a New Jersey car accident lawyer is vital to understanding how these laws apply to your situation.
Recoverable Damages After a Car Accident
A car accident can inflict significant financial and emotional strain. New Jersey law allows you to seek compensation for various damages, including the following:
● Medical expenses—all past, present, and future medical bills associated with your injuries;
● Lost wages—compensation for income you’re unable to earn due to your injuries;
● Property damage—reimbursement for repairs or replacement of your damaged vehicle;
● Pain and suffering—compensation for the physical and emotional distress caused by your injury; and
● Loss of consortium—compensation for the loss of companionship or intimacy due to your injuries.
The damages you can claim and the compensation you may receive depend on the severity of your injuries, the impact on your life, and the degree of fault attributed to other parties. A NJ car accident attorney can help you get the justice you deserve.
Why Hire a New Jersey Car Accident Lawyer?
Car accident cases can be intricate, involving complex insurance policies, accident reconstruction, and legal procedures. Here’s why a New Jersey car accident lawyer can be your strongest advocate:
● Legal expertise—attorneys deeply understand car accident laws and navigate the legal system on your behalf;
● Investigation and evidence gathering—attorneys have the resources to conduct thorough investigations, gather evidence, identify liable parties, and build a strong case;
● Negotiation skills—a skilled attorney can effectively negotiate with insurance companies to secure the maximum compensation you deserve; and
● Trial advocacy—a lawyer can represent you in court and fight for your rights if you cannot reach a settlement.
While hiring a lawyer isn’t mandatory, their knowledge and experience can significantly impact the outcome of your case and help ensure you receive fair compensation for your losses.
New Jersey Car Accident FAQs
Here are some frequently asked questions regarding car accidents in New Jersey.
What Should I Do If the Other Driver Doesn’t Have Insurance?
New Jersey requires drivers to carry uninsured/underinsured motorist (UM/UIM) coverage. This coverage protects you if the at-fault driver has no insurance or not enough to cover your damages.
What If I Share Some Fault for the Accident?
New Jersey’s comparative negligence system allows you to recover compensation even if you’re partially at fault.
Should I Hire a New Jersey Car Accident Lawyer?
An attorney can navigate the legalities, fight for fair compensation, and ensure your rights are protected throughout the process. Contact us today, and we’ll explore the next steps after your car accident. The recoverable damages can significantly increase if you hire a skilled attorney.
Are There Exceptions to the Two-Year Statute of Limitations?
Yes, some exceptions can shorten or extend the time you have to file your lawsuit. For instance, minors must bring their suit two years after their 18th birthday. An experienced accident attorney can review your case and let you know if any exceptions apply.
How Do Comparative Fault Laws Affect My Compensation?
New Jersey follows a modified comparative negligence system, allowing judges and juries to apportion an accident’s fault to multiple parties in personal injury lawsuits. Under New Jersey law, your award may be decreased by your portion of fault if you are not more than 50% at fault. Our New Jersey car accident attorneys can provide you with a better understanding of what you can expect.
What Should I Do Immediately After a Car Accident in New Jersey?
The first thing you should do, if you can, is call 911 if emergency assistance is needed or call the local police department to seek a law enforcement response. A police officer can help safely secure the accident scene, conduct an initial investigation, and write an accident report.
Petro Cohen P.C. Lawyers Can Help with Your Automobile or Motorcycle Accident
Our New Jersey car accident lawyers have successfully handled thousands of vehicular accident cases throughout New Jersey and have a proven history of success. There is no cost to speak with us, and you will not be obligated to pay any of our legal expenses unless we are able to make a recovery on your behalf.
Susan Petro, who heads the PI department and is also the Managing Partner of the firm, along with Rich Gaeckle and Mike Veneziani, will handle your injury case, fighting for full and fair compensation in every case they handle. Richard Gaeckle has been named to the NJ Super Lawyers® list nine years in the practice area of personal injury. He also has a Superb rating on AVVO and an AV rating with Martindale-Hubbell, both of which are the highest possible ratings by the respective organizations.
In addition to automobile, truck, and motorcycle accidents, our attorneys have dealt with a variety of serious injury claims. Whether your injury resulted from a slip and fall accident, dog bite, or construction site accident, we can assist. Our firm has also successfully handled many claims against public entities, traumatic brain injuries, maritime injury and boating accident cases, premises liability claims, pedestrian injuries, wrongful death claims, and many other types of injury cases.
Our New Jersey auto accident attorneys know you have choices with your legal representation for your serious injury. Select Excellence. In Litigation, You Don’t Get a Second Chance.
Contact Petro Cohen, P.C. Law Firm Today
If you, a friend, or someone you love were injured in a car wreck accident, you may have legal recourse. The professional and experienced New Jersey car accident lawyer at Petro Cohen, P.C. can review your case free of charge, and help you to determine if you have a viable case. With decades of combined experience, the attorneys at Petro Cohen, P.C. will handle your claim with the focus, dedication, and respect that you should expect from your legal counsel.
Our New Jersey car accident attorneys have successfully handled a wide variety of auto, truck, and motorcycle accident cases throughout New Jersey and have a proven track record. There is no cost to speak with us, and you will not be obligated to pay any of our legal expenses unless we are able to make a recovery on your behalf.
With offices in Northfield, Cherry Hill, Hamilton, and Cape May Court House, we are closer than you think. You may contact any of our offices Monday through Friday from 8:30 AM until 5:30 PM to schedule a convenient appointment. In many cases when clients are unable to come to our offices, our NJ car crash attorneys will come to you to discuss your case. To get started and receive your free consultation, please call our New Jersey car accident attorney today to speak with a member of our team.
Our experienced attorneys handle other types of cases as well, including:
- Automobile Accidents
- Trucking Accidents
- Bicycle & Motorcycle Accidents
- Bus Accidents
- Pedestrian Accidents
- Slip & Fall / Trip & Fall
- Dog Bite & Animal Attacks
- Dangerous Property Conditions
- Construction Accidents
- Product Liability & Industrial Accidents
- Claims Against Public Entities
- Wrongful Death Claims
The attorneys at Petro Cohen, P.C., also handle:
Susan Petro can be reached at spetro@petrocohen.com. Rich Gaeckle can be reached at rgaeckle@petrocohen.com and Mike Veneziani can be reached at mveneziani@petrocohen.com
