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Hurt on the Job at Target? This Is How Workers’ Comp Works in New Jersey

Home > Hurt on the Job at Target? This Is How Workers’ Comp Works in New Jersey
Mar 2, 2026 | Petro Cohen | Read Time: 3 minutes

If you are searching for information about Target workers’ comp, chances are you were recently hurt on the job at Target and are not sure what comes next. You may be dealing with pain, medical appointments, missed paychecks, and pressure from supervisors or insurance representatives.

New Jersey’s workers’ compensation system is designed to protect employees in exactly this situation, but understanding how it works is critical to safeguard your rights.

At Petro Cohen, P.C., we have represented injured workers across New Jersey since 1998. When it comes to your livelihood and your health, you do not get a second chance. Knowing your rights under the law can make all the difference.

Understanding Target Workers’ Comp in New Jersey

New Jersey law requires almost every employer, including major retailers like Target, to carry workers’ compensation insurance. Employees who suffer job-related injuries are entitled to specific benefits regardless of who was at fault.

That means if you suffer injuries at work at Target, you generally do not have to prove the company did anything wrong. You only need to show that the injury arose out of and in the course of your employment.

If you experienced a Target workplace injury in New Jersey, the workers’ compensation system exists to cover your medical treatment and partial lost wages. But while the system is supposed to be straightforward, disputes and delays are common. That is when legal guidance becomes essential.

What Benefits Are Available Through Target Workers’ Compensation?

If you qualify for Target workers’ compensation, New Jersey law provides three primary categories of benefits:

1. Medical Benefits

Your employer (through its insurance carrier) must pay for all necessary and reasonable medical treatment related to your work injury. The employer has the right to select the authorized treating physicians. Seeing an unauthorized doctor without approval can jeopardize coverage.

2. Temporary Disability Benefits

If your authorized doctor says you cannot work for more than seven days, you may receive temporary disability benefits. These payments are generally 70% of your average weekly wage, subject to statewide maximums set annually by the New Jersey Department of Labor.

3. Permanent Disability Benefits

If your injury results in lasting impairment, you may be entitled to partial or total permanent disability benefits. The amount depends on the severity of the injury and how it affects your ability to work.

For workers who are hurt on the job at Target, these benefits are not optional; they are legal rights.

What to Do If You Were Injured at Work at Target

If you were injured at work at Target, timing matters. Under New Jersey law, you must report your injury to your employer as soon as possible. While the statute allows up to 90 days in most cases, immediate reporting protects your claim and avoids unnecessary disputes.

After reporting:

  1. Follow instructions for authorized medical treatment, 
  2. Keep copies of all medical records and work restrictions, 
  3. Track any missed workdays, and
  4. Document conversations with supervisors or insurance adjusters.

If your employer or their insurer denies your claim, delays your benefit, or pressures you to return to work before you are medically ready, you have the right to file a formal claim with the New Jersey Division of Workers’ Compensation. This is where many employees feel overwhelmed. The paperwork, deadlines, and court procedures can quickly become complicated.

Protect Your Rights After a Target Workplace Injury in New Jersey

Being injured at work can leave you feeling vulnerable and unsure of what happens next. The New Jersey workers’ compensation system exists to protect you, but understanding and enforcing those rights often requires experienced guidance.

In litigation, you do not get a second chance. Don’t gamble with your legal rights. Petro Cohen, P.C. is a full-service workers’ compensation law firm serving New Jersey workers since 1998. If you suffered injuries on the job at Target, Petro Cohen is here to answer your questions, explain your options, and stand by your side every step of the way. We are only paid if we successfully resolve your matter.

If you are facing a Target workers’ comp claim and have questions about your benefits, your medical care, or your future, speaking with a knowledgeable attorney can provide clarity and confidence during an uncertain time.

Legal References Used to Inform This Page

To ensure the accuracy and clarity of this page, we referenced official legal and other resources during the content development process:

  • N.J.S.A. 34:15-1 – Workers’ compensation requirements 
  • N.J.S.A. 34:15-15 – Reasonable medical care
  • N.J.S.A. 34:15-12 – Disability benefits
  • New Jersey Division of Workers’ Compensation
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