You are a loyal employee. You like to think of yourself as a team player. But you have been hurt in a work-related incident. Is it disloyal to file a workers’ compensation claim? Will it hurt your employer’s business if you seek medical and disability benefits through the New Jersey Workers’ Compensation Law for your workplace injury? The Answer: An Emphatic “No”!
Your Protection is Already In Place
All New Jersey employers are required to provide workers’ compensation coverage for their employees. The purpose of workers’ comp insurance is to provide medical benefits and loss of income protection (both temporary and permanent) for workers who sustain work-related injuries and conditions, including WEAR and TEAR injuries.
Workers’ Compensation is a “No Fault” System
An injured employee need not establish fault on the part of the employer to recover. The employer has no “stigma” attached to it because an employee has filed a claim. It’s an everyday occurrence. The employer does not have to admit that it was negligent, or that it ran a shop that was not safe. All work-related injuries, including those that develop over time, like WEAR and TEAR injuries, are covered.
Injured Employees Are Required to File Claims
Remember too that all New Jersey employees who sustained injury – whether due to a single incident or trauma or due to repeated trauma over a long period of time – are required to file a claim. No stigma attaches to the injured employee.
Contact a Workers’ Compensation Attorney
If you have questions or concerns about filing a workers’ compensation claim, contact the workers’ compensation attorneys at Petro Cohen Petro Matarazzo at (609) 677-1700, or fill out the form online to schedule your free consultation. We can answer your questions and determine the most efficient way to proceed in order to help you and your family obtain the compensation that you deserve.